SHKILNIAK, Kostyantyn. “COMPARATIVE ANALYSIS OF INNOVATION OF BANKING BUSINESS IN UKRAINE AND FOREIGN COUNTRIES”. Herald of Khmelnytskyi National University. Economic sciences 344, no. 4 (August 28, 2025): 12–16. Accessed January 28, 2026. https://heraldes.khmnu.edu.ua/index.php/heraldes/article/view/2160.